Sr Risk Control Consultant

Sr Risk Control Consultant Des Moines, IA

Company:

Job Title:

Job Type:

Date Posted:

Location:

Salary:

Company:

United Fire Group

Job Title:

Sr Risk Control Consultant

Job Type:

Full-Time

Date Posted:

11/22/2021

Location:

Des Moines, IA

Salary:

$000000

Company Description:

United Fire Group

We are an insurance company based in Cedar Rapids. We insure and bond many of your members and simply want to support association.

Job Description:

UFG offers you an award-winning workplace and a trustworthy, financially stable company. While we’ve always known our commitment to employees and financial stewardship, it is good to have others recognize our dedicated efforts. We've been named an Iowa Top Workplace by the Des Moines Register for four consecutive years and included on Forbes' "America's Trustworthy Financial Companies" every year since 2014.  Additionally, UFG is a super-regional property and casualty insurer rated "A" (Excellent) by A.M. Best Company.

UFG is currently hiring for a Sr. Risk Control Consultant who will conduct on-site review of insured’s premises and operations, evaluate organizational, administrative, and technical issues to control loss exposures, and identify and report hazards that create loss exposures to property, workers compensation, auto, and general liability coverages. This role will also reduce the loss exposure through risk improvement recommendations, perform continuing service on designated accounts, and conduct safety meetings and presentations to insureds and agents.

Responsibilities: 

  • Develop, implement, and obtain policy holder buy-in for risk management solutions and best practices, that help improve our policyholder’s business operations that focuses in on driving profit.
  • Provide informational reports and updates to internal departments to enable decision-making regarding work comp exposures and general liability exposures.
  • Provide internal departments with information regarding identified hazards related to property, general liability, commercial auto, and workers compensation.
  • Provide meaningful recommendations for actual and potential loss sources.
  • Analyze the loss history of accounts to identify loss sources, trends in accident frequency and severity, reach meaningful conclusions from the analyses, and provide a clear summary of those analyses to customers, agents, and underwriters. When applicable, develop effective risk reduction recommendations and/or ongoing risk management objectives.
  • Complete preliminary problem definitions through a loss analysis on prospective and written accounts
  • Complete timely and accurate reports that including description of operations, exposure & control evaluations, line of coverage grading, risk improvement evaluations, recommendations submission, problem identification and provide consultative solutions.
  • Develop effective and ongoing communication with internal business partners and agents to ensure the conveyance of timely information for new and renewal business opportunities as well as consultative communication with customers.
  • Collaborate and participate on corporate initiatives and projects as needed to improve processes and procedures
  • Manage workload in your assigned territory to include larger accounts and more complex operations and exposures.
  • Efficiently manage work scheduling to meet both internal and external customer needs.
  • Train/guide/present to internal and external customers in techniques of loss exposure reduction through risk control services, solutions, and deliverables via onsite training and or virtual training.
  • Serve as industry expert to internal partners to provide guidance, consultation, and mentoring.
  • Develop a consultative service approach to policyholders and agents to include in-person safety trainings and presentations.
  • Actively participate in in-person safety training as needed.

Benefits:

We developed our employee benefits with one key objective: to keep our employees healthy, happy and here at UFG.

Working at UFG comes with these valuable benefits:

    • Medical, dental and vision insurance
    • Wellness program with challenges, seminars, health screenings and opportunities to earn a premium discount on medical insurance
    • Life insurance paid for by UFG
    • Short-term and long-term disability insurance
    • Parental leave
    • Military leave
    • Pension plan
    • 401(k) plan
    • Employee stock purchase plan
    • Annual employee bonuses
    • Flexible work schedules and casual Fridays
    • Paid time off (PTO)
  • Nine company holidays, plus one floating holiday and birthday hours 
  • Community service hours—paid time off to volunteer in your community
  • Tuition reimbursement for college-accredited courses (associate, graduate, undergraduate)
  • Industry training—earn a professional insurance designation
  • Service recognition program, honoring employees for every five years of service
  • Employee Assistance Program (EAP)—counseling sessions, as well as legal, financial and eldercare consultations, paid for by UFG
  • Scholarship program for dependent children
  • Social activities, community events and employee discounts

Required Experience:

Working Conditions:

  • The job may involve exposure to dirt, heat, cold, odors, noise, wetness, humidity and/or other unpleasant conditions. Other health and safety factors may include heights, mechanical, or electrical hazards such as microwaves and industrial equipment.
  • Travel by company car 3 days per week on average, up to 5 days as needed (some travel by plane).
  • Valid driver’s license and clean MVR record required

Knowledge and Skills:

Essential Knowledge

  • Understanding of lines of coverage and industry products
  • Advanced understanding of regulatory industry standards (OSHA, NFPA, DOT) and local building standards and codes
  • Knowledge of underwriting principles or guidelines
  • Understanding of hazard analysis and controls
  • Understanding of computer technology to include ImageRight and Microsoft Suite
  • Understanding of enterprise risk management

Skills

1. Professionalism
2. Oral comprehension
3. Writing
4. Analytical Thinking
5. Confidence
6. Independence
7. Risk Management
8. Resource Management
9. External/Industry Savviness
10. Consulting

Miscellaneous
1. Presenting
2. Tech Savvy
3. Investigative

Qualifications:

Qualifications:

Education:

  • 4-year college degree required or equivalent field experience
  • Degree in Occupational Safety or related field desired

Certifications/Designations:

  • Completion of industry designation(s) or certificate(s) such as CSP or ARM program desired.

Experience:
7+ years risk control insurance and or private industry experience preferred.

Required Travel:

Three days per week of travel is required.